Back to American Reliable

Products and Services
Comprehensive insurance solutions for farm, agricultural, and commercial operations
Farm and Ranch Insurance
Our comprehensive farm and ranch insurance coverage protects your property, livestock, and livelihood. We understand the unique challenges facing today’s farmers and ranchers, providing tailored solutions nationwide.
Property Coverage
Protection for barns, outbuildings, farm equipment, and personal property against fire, weather damage, and other covered perils.
Livestock Coverage
Specialized protection for your livestock against death from covered causes, including disease, accidents, and natural disasters.
Liability Protection
Coverage to protect you from third-party claims arising from farm operations, including bodily injury and property damage.
Equipment Coverage
Protection for tractors, combines, and other farm machinery against physical damage and mechanical breakdown.
Equine Insurance
Specialized equine insurance coverage including mortality, major medical, and liability protection. We provide comprehensive coverage for horses used in recreation, competition, breeding, and commercial operations.
Equine Mortality
Financial protection against the loss of your horse due to death from covered causes, including accidents, illness, and injury.
Major Medical Coverage
Coverage for veterinary expenses resulting from accidents, illnesses, and injuries requiring medical treatment.
Equine Liability
Protection from third-party claims arising from horse-related activities, including boarding, training, and riding operations.
Loss of Use
Coverage when your horse can no longer perform its intended use due to injury or illness covered under the policy.
Commercial Farm Auto
Comprehensive coverage for vehicles used in your farm or ranch operations. Our commercial farm auto insurance protects your trucks, trailers, and specialized farm vehicles.
Liability Coverage
Protection against claims for bodily injury and property damage caused by your farm vehicles.
Physical Damage
Coverage for damage to your farm vehicles from collision, fire, theft, vandalism, and other covered perils.
Specialized Equipment
Protection for specialized equipment attached to or used with your farm vehicles.
Medical Payments
Coverage for medical expenses for injuries to you or your passengers.
Farm Administration Certificate
Simplified insurance certificate program designed for agricultural lenders and borrowers. Provides streamlined coverage verification and administration for farm loan portfolios.
Lender Protection
Ensures proper insurance coverage is in place to protect the lender’s collateral interest.
Streamlined Administration
Simplified certificate management system that reduces administrative burden for lenders and borrowers.
Comprehensive Coverage
Full property and liability coverage tailored to meet agricultural lending requirements.
Quick Processing
Efficient certificate issuance and updates to keep pace with lending timelines.
Other ECM Insurance Group Companies


